[SOLVED] Complex table structure

I have a table. It has 3 columns and 4 rows. The 3rd column spans all 4 rows. The 4th row spans the first 2 columns ( holds a single paragrah of running text)

Here's my dilemma...

The text in the 4th row expands below the area where the 3rd, spanned column ends. That makes it look like it is just dangling downward instead of wrapping around the bottom of the 3rd row. I want it to wrap around the empty white space under the end of col. 3 but can't figure out how to do that.

If I use nowrap, the 4th row text bleeds over the bottom of the 3rd columninstead of wrapping (to be expected). If I use colspan=3 (currently at colspan=2) for the 4th row, it also bleeds across the bottom of the 3rd column.

Object code doesn't work (or at least the way I tried it).
Trying to trick it by adding an empty row (to equal out the 4 cols and 4 rows of the span) doesn't work. The now 5th row of paragraph text still bleeds over the 3rd column - just a bit lower than before.

In essence, what I need is a 4th & 5th row grouped with a 3rd column for row 5 only.

I would simply reformat this to make it work for this page, but the page will become a template for a regular, weekly post where the size of the final paragraph of text will vary.

Anyone got any ideas? I'm stumped.