I think my original post disappeared, but my issue was pages/posts not validating when widgets are added to the custom footer widget area. The code validates using Katy's tips to delete the 'p' but once I dragged a text widget in the box, the code failed.
Juggledad asked me to upload/attach my settings. Trying that here. Let me know if it doesn't work. It may be in there 2x.
A sample page for the issue is: http://www.kidsandmoneytoday.com/privacy-policy/
thank you again for helping,